{"id":2658,"date":"2021-10-08T10:14:21","date_gmt":"2021-10-08T10:14:21","guid":{"rendered":"https:\/\/guardian.eoxysitsolution.com\/?p=2658"},"modified":"2026-08-10T17:46:39","modified_gmt":"2026-08-10T17:46:39","slug":"the-top-ways-to-reduce-your-tax-bill-for-2021","status":"publish","type":"post","link":"https:\/\/guardiantaxlaw.com\/es\/the-top-ways-to-reduce-your-tax-bill-for-2021\/","title":{"rendered":"Las mejores maneras de reducir tu factura de impuestos para 2021"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"2658\" class=\"elementor elementor-2658\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7440875 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7440875\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1bd743d3\" data-id=\"1bd743d3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-666becab elementor-widget elementor-widget-text-editor\" data-id=\"666becab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tThere\u2019s not a single person on Earth who wants to pay more than their share in taxes. Unfortunately, seeing you have an expected tax bill can be enough to ruin your day.\r\n\r\nHowever, there are specific steps you can take to avoid this issue. We\u2019ll share a few of our favorites so you can keep more of your hard-earned cash in your bank account.\r\n<h2>Cambia tu W4<\/h2>\r\nThe W4 is a form you fill out for an employer that tells them how much money should be withheld from every paycheck. For example, if you noticed you had a lot of taxes this year, raise your withholding so you owe less this time. On the other hand, if you received a significant refund, reduce the withholding to get larger paychecks.\r\n\r\nThe great thing about this step is that you can change your W4 whenever you want. If you aren\u2019t sure how, speak with HR or a manager at your job.\r\n<h2>Agregue m\u00e1s dinero a su plan de jubilaci\u00f3n.<\/h2>\r\nWhen you put money into a retirement fund, it isn\u2019t taxable, which makes it a great way to cut down on the taxes you owe. For instance, in 2020 and 2021, you can put up to $19,500 each year into the account.\r\n\r\nEmployers will often contribute some amount to the account, while self-employed people can open a retirement account for themselves.\r\n<h2>No retires fondos de tu plan 401(k).<\/h2>\r\nIf you choose to withdraw money from your 401(K) and are not at least 59 \u00bd years old, it can cause issues. You will end up being charged 10% above your income tax. In addition, when you take out loans against any retirement funds, it can lead to penalties and charges.\r\n\r\nIf you\u2019re serious about keeping your tax bill low, leave your 401(K) alone until you are retirement age.\r\n<h2>Utilice la exenci\u00f3n del impuesto sobre donaciones.<\/h2>\r\nSome people aren\u2019t aware that giving up to $15,000 in gifts to everyone you want is possible. In addition, any money given as a gift is not taxable, which is another way you can lower your bill.\r\n\r\nRemember that the Lifetime Gift Tax Exemption will allow you to give $11.7 million in gifts over a lifetime before you need to worry about taxes.\r\n<h2>Ahorra para la universidad<\/h2>\r\nIf you have a child, saving for their college expenses can also be helpful for your taxes. Many people choose to add contributions to a 529 plan, which is a savings account for a specific educational institution or state. While you can\u2019t deduct the amounts on your federal taxes, you may be able to on your state taxes.\r\n\r\nHowever, be aware that gift tax consequences could come into play if you contribute more than $15,000 annually to a single person, including money to one of these plans.\r\n<h2>Agregar a su cuenta de gastos flexibles<\/h2>\r\nThe IRS lets you move tax-free money from your check into an FSA each year. If you have an employer who offers a flexible spending account, this could be an option for paying fewer taxes. As of 2021, the limit is $2,750, and the money must be used for medical and dental expenses.\r\n\r\nHowever, you also may be able to purchase items like breast pumps, bandages, pregnancy tests, and more for you and your dependents. Some employees also allow the money to carry over.\r\n<h2><a href=\"\/?page_id=25\">Contacte hoy mismo con un abogado fiscal.<\/a><\/h2>\r\nThere are many ways to cut down on the taxes you pay, whether you do so through saving for retirement, leaving your money in a 401(K), or providing gifts to people you care about.\r\n\r\nIf you need additional information about taxes or are\u00a0<a href=\"https:\/\/guardiantaxlaw.com\/\">para lidiar con el IRS<\/a>, los abogados de\u00a0<strong><a href=\"https:\/\/g.page\/guardian-tax-law\">Guardian Tax Law<\/a><\/strong>\u00a0Estamos aqu\u00ed para ayudarte. Te explicaremos todas las opciones y te ayudaremos a elegir la mejor soluci\u00f3n para tus necesidades.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>No hay una sola persona en la Tierra que quiera pagar m\u00e1s de lo que le corresponde en impuestos. Desafortunadamente, ver que tienes una factura de impuestos pendiente puede arruinarte el d\u00eda. Sin embargo, hay pasos espec\u00edficos que puedes seguir para evitar este problema. Compartiremos algunos de nuestros favoritos para que puedas mantenerte al tanto.<\/p>","protected":false},"author":7,"featured_media":10939,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","footnotes":""},"categories":[8],"tags":[],"class_list":["post-2658","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tax-attorney"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Top Ways to Reduce Your Tax Bill - Guardian Tax Law<\/title>\n<meta name=\"description\" content=\"There\u00e2\u20ac\u2122s not a single person on Earth who wants to pay more than their share in taxes. 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